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How U.S. Well being Insurance coverage Works

Well being care in the US might be very costly. A single physician’s workplace go to could price a number of hundred {dollars} and a median three-day hospital keep can run tens of 1000’s of {dollars} (or much more) relying on the kind of care offered. Most of us couldn’t afford to pay such giant sums after we get sick, particularly since we don’t know after we may change into sick or injured or how a lot care we’d want. Medical health insurance affords a approach to scale back such prices to extra affordable, inexpensive quantities.

20 september 2020


One of many issues well being care reform has finished within the U.S. (beneath the Inexpensive Care Act) is to introduce extra standardization to insurance coverage plan advantages. Earlier than such standardization, the advantages supplied assorted drastically from plan to plan. For instance, some plans lined prescriptions, others didn’t. Now, plans within the U.S. are required to supply a variety ofimportant well being advantages” which embrace

  • Emergency providers
  • Hospitalization
  • Laboratory checks

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